Take Ghee in pan , add the milk and coconut. Mix it well. Keep stirring till the mixture thickens. Once the mixture looks thick in consistency add sugar and cardamom. and if using saffron then dissolve saffron in a bowl of 2 to 3 tablespoons of warm milk and add it to this mixture. Keep stirring till the sugar dissolves and the mixture is lumpy for about 15 minutes.
Transfer this mixture to greased dish. Spread it properly and garnish it with chopped almonds and pistachios. And, once it cools off cut them into bite sized pieces.