Preheat waffle iron per manufacturer's instructions.
In a large mixing bowl, mix all dry ingredients.
Add egg, oil, buttermilk, jalapeno, cheese and sugar.
Season with salt and pepper and stir well to combine.
Spray heated waffle iron with cooking spray and pour 1/2 cup of batter into iron and cook until golden brown; repeat until all batter has been used. (Note: Depending on the size of your waffle maker, you may need to use more or less batter per waffle)
Top waffle with refried beans, fried egg, pico de gallo, avocado, and cilantro (or toppings of choice).
NOTE: These waffles can be frozen in plastic bags after they are cooked and defrosted and reheated in the waffle iron, toaster or oven.